Latest Articles
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The Full Loan Syndication Timeline: From Mandate to Disbursement in 12 Steps
Most promoters assume the Reserve Bank of India sets out exactly how a syndicated loan should be arranged. It does not. RBI withdrew its formal rules on consortium, multiple banking and syndicate arrangements back in 1996. What exists today is market practice, not a prescribed procedure. That is the most important thing to say before…
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What Is Debt Syndication, and When Does a Mid-Market Company Actually Need It?
What Is Debt Syndication, and When Does a Mid-Market Company Actually Need It? A business usually starts with one banking relationship. One bank, one loan, and a simple borrowing structure. As the business grows, so do its funding requirements. A new plant, a larger working capital cycle, or an acquisition often requires more capital than…
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The Translation Gap: Why Good New-Age Businesses Still Get Declined
Somewhere in India this week, a profitable company will walk out of a bank believing it was rejected because the business was not good enough. In reality, the bank simply could not understand it. That decision, not the numbers, is what sinks the file. We see this constantly. A company with real revenue, real customers,…
